Beech Cottage, 44 Whinfield Lane, Ashton-on-Ribble, Preston, PR2 1NQ

UPRN:100010577092End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Planning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Beech Cottage, 44 Whinfield Lane, Ashton-on-Ribble, Preston, PR2 1NQ

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£262,000

£236k - £289kMedium

Estimate

£262k

Range

£236k – £289k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

7.76%

Verdict

Derived from HomePortfolio scores

Beech Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

45/ 100

Mixed

Transit & Bike

Transit 23Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£255,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £80,550
Net cash flow: £282/mo
Cash on cash: 4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.92 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£262,000

Rent Estimate (pcm)£1,650

Gross Yield7.76%

1y Growth-

3y Growth+2.1%

5y Growth+2.6%

10y Growth+3.1%

Last Sold Price£175,000 (2015-08-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2PR2 1NQ

Approval Rate

-12mo

Development

low

06/2026/0759
Fell and remove 1no beech tree
Pending
06/2026/0698
Single storey extension to rear
Pending
06/2026/0712
Crown thin by 15% 2no limes trees and removal of dead, diseased or damaged branches, Ivy and epicormic shoots
Pending

View Planning Timeline

Ownership

Corporate Ownership69.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-08-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,038

Population Density-

Owner Occupied58%

Age Distribution

0-15 26%16-64 61%65+ 13%

View Area Profile

Schools Nearby

Royal Cross Primary School
0.3 mi
-
Ashton Community Science College
0.5 mi
Good
Lea Community Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ashton-on-Ribble St Andrew's Church of England Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Whinfield Lane
-
£350k
-
3 Whinfield Lane
-
£280k
-
1 Whinfield Lane
-
£210k
-
50 Whinfield Lane
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN