4 Albert Terrace, Bacup, OL13 8BJ
UPRN:100010594589End Terrace House2 bedsBuilt before 1900
LeaseholdCouncil Tax: Band AEPC: D (64)
Data freshness:Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T01:24:28.889506+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-11T12:20:49.315062+00:00)
HP Score
74
/ 100
Mixed
Verdict
6 days ago
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sourcesSale Estimate
£102,000
£96k - £107kHigh
Estimate
£102k
Range
£96k – £107k
Rent Estimate (pcm)
£700
£700 - £750
Monthly
£700
Yield
8.24%
Verdict
Derived from HomePortfolio scores
4 Albert Terrace earns an INVESTIGATE rating with HP Score 74/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
74
HP Score
74/ 100
Mixed
72
Investment Score
72/ 100
High
35
Crime Score
35/ 100
Elevated
66
Walkability
66/ 100
Moderate
Transit & Bike
Transit 22Bike 22
Walk Score, out of 100
Valuation & Market
Sale Estimate£102,000
Rent Estimate (pcm)£700
Gross Yield8.24%
1y Growth-19.6%
3y Growth+5.9%
5y Growth+3.9%
10y Growth+5.0%
Last Sold Price£56,500 (2020-04-27)
Risk Overview
- Flood RiskUnknown
- SubsidenceLow
- RadonModerate
- MiningSignificant
- LandslideSignificant
- Air QualityLow
- NoiseModerate
Planning Activity
Recent Apps
-OL13 8BJ
Approval Rate
-12mo
Development
-
- Approved2026/0356Approval of details reserved by condition 23 (details of mobility impaired car parking spaces), pursuant to planning permission ref. 2025/0438
- Approved2026/0354Non-Material Amendment pursuant to application 2025/0438, minor amendments to the wording of conditions 5 (water main) and 15 (historic streetlamp).
- Pending2026/0367Permission in Principle: Construction of 2-3 new dwellings with associated access, parking and landscaping
Ownership
- Corporate Ownership54.9%
- Overseas OwnershipNo
- Lease Term Remaining845 yrs
- CovenantsRestrictive
- Lease TypeLeasehold
- Last Ownership Change2020-04-27
- SourceLand Registry
Connectivity
Broadband (Standard)
17 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£30,487
Population Density-
Owner Occupied65%
Age Distribution
0-15 21%16-64 60%65+ 19%
Schools Nearby
- Bacup Nursery School0.3 miReport card2026
Ofsted no longer awards a single overall grade.
- Bacup Thorn Primary School0.3 miGood
- St Mary's Roman Catholic Primary School, a Voluntary Academy0.7 miReport card2026
Ofsted no longer awards a single overall grade.
- Northern Primary School0.8 miGood
4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 19 Albert Terrace-£82k-
- 9 Albert Terrace-£68k-
- 3 Albert Terrace-£118k-
- 20 Albert Terrace-£86k-