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85 Cutler Lane, Bacup, OL13 0HW

UPRN:100010595794Semi-Detached House3 bedsBuilt 1950-1966
FreeholdCouncil Tax: Band AEPC: D (66)
Data freshness:Listing· 1mo agoListing: ageing, refreshed 1mo ago (2026-10-12T04:05:59.081945+00:00)Ownership· freshOwnership: fresh, refreshed 5d ago (2026-11-10T12:55:35.372645+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 4d ago (2026-11-11T13:01:03.839912+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-11T11:08:43.008258+00:00)
85 Cutler Lane, Bacup, OL13 0HW

HP Score

Mixed
Verdict
4 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
20 of 21 sources
Sale Estimate
£183,000
£174k - £192kHigh
Estimate
£183k
Range
£174k – £192k
Rent Estimate (pcm)
£1,400
£1k - £2k
Monthly
£1,400
Yield
9.18%

Verdict

Derived from HomePortfolio scores

85 Cutler Lane earns an INVESTIGATE rating with HP Score 66/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
66/ 100
Mixed
Investment Score
64/ 100
Moderate
Crime Score
17/ 100
Moderate
Walkability
27/ 100
Low
Transit & Bike
Transit 7Bike 37
Walk Score, out of 100

Valuation & Market

Sale Estimate£183,000
Rent Estimate (pcm)£1,400
Gross Yield9.18%
1y Growth+4.7%
3y Growth+5.9%
5y Growth+3.9%
10y Growth+5.0%
Last Sold Price£170,000 (2025-08-18)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonModerate
  • MiningSignificant
  • LandslideSignificant
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
-OL13 0HW
Approval Rate
-12mo
Development
-
  • 2026/0351
    Householder: Dormer conversion to the existing loft accommodation (Restrospective).
    Pending
  • 2026/0272
    Full: Change of use from C3 4 Double Bedroom dwellinghouse to 5 Double Bedroom C4 House in Multiple Occupation
    Pending
  • 2026/0279
    Construction of sheet pile retaining wall with fence on top of capping beam along east and south eastern boundary.
    Approved

Ownership

  • Corporate Ownership54.9%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2025-08-18
  • SourceLand Registry

Connectivity

Broadband (Standard)
7 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£30,487
Population Density617 /km²
Owner Occupied52%
Age Distribution
0-15 23%16-64 64%65+ 13%

Schools Nearby

  • Bacup Holy Trinity Stacksteads Church of England Primary School
    0.3 mi
    Good
  • St Joseph's Roman Catholic Primary School, Stacksteads, Bacup
    0.4 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Bacup St Saviour's Community Primary School
    0.9 mi
    Good
  • The Valley Leadership Academy
    1.0 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 48 Cutler Lane
    -
    £85k
    -
  • 38 Cutler Lane
    -
    £77k
    -
  • 85 Cutler Lane
    -
    £170k
    -
  • 56 Cutler Lane
    -
    £80k
    -