13 Dearden Fold, Edenfield, Ramsbottom, Bury, BL0 0LH

UPRN:100010600413Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: E (53)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

13 Dearden Fold, Edenfield, Ramsbottom, Bury, BL0 0LH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£373,000

£355k - £392kHigh

Estimate

£373k

Range

£355k – £392k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

4.64%

Verdict

Derived from HomePortfolio scores

13 Dearden Fold earns an INVESTIGATE rating with HP Score 71/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

38/ 100

Mixed

Transit & Bike

Transit 10Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£262/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£373,000

Rent Estimate (pcm)£1,450

Gross Yield4.64%

1y Growth+55.8%

3y Growth+4.2%

5y Growth+3.3%

10y Growth+5.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL0 0LH

Approval Rate

-12mo

Development

low

2026/0390
Approval of details reserved by conditions 8 (Bat Mitigation Scheme), 9 (Bat Friendly Lighting Plan), 11 (Invasive Species Method Statement), 13 (Archaeological Building Recording), 16 (Construction Management Plan), 17 (Construction of Site Access) and 18 (Future Management and Maintenance of Access and Parking), pursuant to planning permission 2025/0417
Pending
2026/0031/TPO
Works to trees within TPO T2/A specifically T1 Lime - Remove and T2 Lime - Remove
Approved
2026/0286
Householder: Construction of a front porch with pitch roof.
Conditions

View Planning Timeline

Ownership

Corporate Ownership76.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,487

Population Density119 /km²

Owner Occupied86%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Ramsbottom Stubbins Primary School
0.5 mi
GoodConcerns
Edenfield Church of England Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Peel Brow School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Rossendale School
1.3 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Dearden Fold
-
£475k
-
12 Dearden Fold
-
£305k
-
3 Dearden Fold
-
£410k
-
21 Dearden Fold
-
£368k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN