10 Moss Side Street, Shawforth, Rochdale, OL12 8EP

UPRN:100010602572TerracedBeds -Built -

LeaseholdCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

10 Moss Side Street, Shawforth, Rochdale, OL12 8EP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£152,000

£121k - £182kLow

Estimate

£152k

Range

£121k – £182k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

7.27%

Verdict

Derived from HomePortfolio scores

10 Moss Side Street earns an INVESTIGATE rating with HP Score 56/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

15/ 100

Low

Transit & Bike

Transit 9Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics16.4/40
gross yield 7.3%; range width penalty ×0.90
- valuation_snapshotsrent estimate 1000/mo (range 950-1100)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -91/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Risk & liquidity9.2/15
421 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £135/mo
Cash on cash: 3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1000/mo (range 950-1100)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 950-1100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£152,000

Rent Estimate (pcm)£1,000

Gross Yield7.27%

1y Growth-

3y Growth+5.5%

5y Growth+4.9%

10y Growth+5.0%

Last Sold Price£36,000 (2002-03-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL12 8EP

Approval Rate

-12mo

Development

low

2026/0034
Householder: First floor extension to Side elevation over existing ground floor.
Decided
2026/0060
Change of use from use class F (public worship/hall or meeting place for the principal use of the local community) to class B8 (storage & distribution).
Conditions
2026/0034
Householder: First floor extension to Side elevation over existing ground floor.
Conditions

View Planning Timeline

Ownership

Corporate Ownership53.4%
Overseas OwnershipNo
Lease Term Remaining850 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2002-03-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,487

Population Density1,492 /km²

Owner Occupied62%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

St John With St Michael Church of England Primary School
0.1 mi
Good
Our Lady and St Anselm's Roman Catholic Primary School, Whitworth
1.1 mi
Good
Britannia Community Primary School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bacup St Saviour's Community Primary School
1.6 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Moss Side Street
-
£132k
-
3 Moss Side Street
-
£139k
-
12 Moss Side Street
-
£122k
-
13 Moss Side Street
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN