28 Charles Street, Rossendale, BB4 9JG

UPRN:100010606293-Beds -Built 1900-1929

Tenure: -Council Tax: Band BEPC: D (65)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£189,000

£170k - £208kMedium

Estimate

£189k

Range

£170k – £208k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

12.96%

Verdict

Derived from HomePortfolio scores

28 Charles Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

49/ 100

Mixed

Transit & Bike

Transit 20Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £513/mo
Cash on cash: 15.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.20 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£189,000

Rent Estimate (pcm)£1,350

Gross Yield12.96%

1y Growth-

3y Growth+1.1%

5y Growth+2.4%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB4 9JG

Approval Rate

-12mo

Development

low

2026/0393
Change of use of 21 one-bedroom units from C2 to C3 use.
Pending
2026/0387
Erection of two detached commercial buildings comprising 4 individual units totalling 1,129.5 sqm (12,158 sqft) GEA / 1,045.16 sqm (11,250 sqft) GIA [2 of which Class E(g)(iii) light industrial units and 2 of which Class B8 storage and distribution units] with ancillary office space, hardstanding / servicing area, 21 car parking spaces, motorcycle parking, secure cycle parking provision, hard and soft landscaping, and the widening / reconfiguration of the existing access from Burnley Road East following the demolition of 125 Burnley Road East.
Pending
2026/0332
Householder: Part removal of existing tiered garden and reshaping of walls to facilitate additional parking space
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining850 yrs
CovenantsNone
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,487

Population Density1,933 /km²

Owner Occupied60%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

St Anne's Church of England Primary School
0.1 mi
Good
St Peter's Roman Catholic Primary School, Newchurch
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Staghills Nursery School
0.4 mi
-
Rawtenstall Newchurch Church of England Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Charles Street
-
£140k
-
10 Charles Street
-
£135k
-
10 Charles Street
-
£110k
-
6 Charles Street
-
£115k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN