65 Altys Lane, Ormskirk, L39 4RG

UPRN:100010655258Detached House3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: -EPC: F (32)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£435,000

£414k - £457kHigh

Estimate

£435k

Range

£414k – £457k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

3.76%

Verdict

Derived from HomePortfolio scores

65 Altys Lane earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 6Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,200-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£904/mo
Cash on cash: -4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£435,000

Rent Estimate (pcm)£2,350

Gross Yield3.76%

1y Growth+5.0%

3y Growth+0.3%

5y Growth+2.2%

10y Growth+3.1%

Last Sold Price£420,000 (2025-11-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3L39 4RG

Approval Rate

100%12mo

Development

low

2026/0860/CON
Approval of details reserved by condition no 3 of planning permission 2026/0579/FUL relating to External Materials.
Conditions
2026/0851/FUL
Proposed ground floor extension and loft conversion with dormer
Pending
T/2026/0080/TCA
Ilex Aquifolium Silver Queen & Thujapsis Dolbrata - Reduce the height and spread of both trees. They are growing into each other width wise and the height is obstructing access to guttering and down pipes.
Pending

View Planning Timeline