126 Prescot Road, Ormskirk, L39 4SW

UPRN:100010664762Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band FEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£704,000

£563k - £844kLow

Estimate

£704k

Range

£563k – £844k

Rent Estimate (pcm)

£3,850

£4k - £4k

Monthly

£3,850

Yield

5.78%

Verdict

Derived from HomePortfolio scores

126 Prescot Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 19Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics5.8/40
gross yield 5.8%; range width penalty ×0.94
- valuation_snapshotsrent estimate 3850/mo (range 3600-4100)· as of 10 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 4 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -675/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.3/15
270 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,600-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£35/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3850/mo (range 3600-4100)Rental economics · as of 10 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 4 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3850/mo (range 3600-4100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£704,000

Rent Estimate (pcm)£3,850

Gross Yield5.78%

1y Growth-

3y Growth+0.3%

5y Growth+2.2%

10y Growth+3.1%

Last Sold Price£380,000 (2010-12-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2L39 4SW

Approval Rate

-12mo

Development

low

T/2026/0087/TCA
T1 - Sycamore (Acer pseudoplatanus) - Crown clean to remove significant deadwood throughout, sever Ivy at base and remove 300mm band, crown reduction of up to 20% (1.5-2m) to suitable growth points, crown raise to 4.5m. T2 - Sycamore - Same as T1. T3 - Sycamore - Same as T1. REASON: Trees are heavily constrained by Ivy from base to crown preventing inspection and adding wind loading. Moderate deadwood present including hanging branches. Works are good arboricultural management to BS3998:2010, to improve safety, light, and tree health. No felling proposed.
Pending
2026/0881/FUL
Proposed rear and side extension, with conversion of attached garage and a render finish to the front elevation.
Pending
2026/0816/WL3
The proposed development for this site is for the addition of 9 communal parking bays to Rothwell Drive, Aughton.
Pending

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-12-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,884

Population Density-

Owner Occupied91%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Aughton Christ Church Church of England Voluntary Controlled Primary School
0.1 mi
Outstanding
Pontville School
0.3 mi
Good
St Bede's Catholic High School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Aughton St Michael's Church of England Primary School
0.6 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

106 Prescot Road
-
£160k
-
116 Prescot Road
-
£495k
-
106 Prescot Road
-
£460k
-
130 Prescot Road
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN