410 Moss Lane, Hesketh Bank, Preston, PR4 6XJ

UPRN:100010671440Detached Bungalow2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: C (70)

Data freshness:Listing· freshOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

410 Moss Lane, Hesketh Bank, Preston, PR4 6XJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£308,000

£247k - £370kLow

Estimate

£308k

Range

£247k – £370k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

2.95%

Verdict

Derived from HomePortfolio scores

410 Moss Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 40Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.9%; range width penalty ×0.83
- valuation_snapshotsrent estimate 1350/mo (range 1200-1450)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,458/mo, -108% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.3/15
857 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£922/mo
Cash on cash: -6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.73 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1350/mo (range 1200-1450)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1200-1450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£308,000

Rent Estimate (pcm)£1,350

Gross Yield2.95%

1y Growth-

3y Growth-0.8%

5y Growth+1.9%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4PR4 6XJ

Approval Rate

100%12mo

Development

low

2026/0857/FUL
Proposed erection of a dwelling following the demolition of the existing building.
Pending
2026/0596/FUL
Removal of Condition 2 of planning permission 8/13077 and 8/6/13077/1 in relation to agricultural occupancy.
Approved
2026/0554/CON
Approval of details reserved by condition no 3, 5, 7, 8 & 9 of planning permission 2025/0051/FUL relating to Materials, Drainage, Bird and Bat Nesting Boxes, Boundary Treatments, Hard and Soft Landscaping.
Pending

View Planning Timeline

Ownership

Corporate Ownership78%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,884

Population Density-

Owner Occupied76%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Hesketh-With-Becconsall All Saints CofE School
1.4 mi
Inspected as Hesketh-with-Becconsall All Saints CofE School (URN 119566) on 7 Mar 2023
Tarleton Community Primary School
1.5 mi
Good
Tarleton Academy
1.8 mi
Good
Banks Methodist School
1.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

461 Moss Lane
-
£600k
-
427 Moss Lane
-
£513k
-
Moss Stocks, 339 Moss Lane
-
£70k
-
425 Moss Lane
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN