54 Elmridge, Skelmersdale, WN8 6DD

UPRN:100010677895End Terrace House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£99,000

£89k - £109kMedium

Estimate

£99k

Range

£89k – £109k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

8.18%

Verdict

Derived from HomePortfolio scores

54 Elmridge earns an INVESTIGATE rating with HP Score 60/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

39/ 100

Mixed

Transit & Bike

Transit 15Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £148/mo
Cash on cash: 5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£99,000

Rent Estimate (pcm)£750

Gross Yield8.18%

1y Growth-

3y Growth+0.6%

5y Growth+1.2%

10y Growth+2.2%

Last Sold Price£44,250 (2004-05-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WN8 6DD

Approval Rate

-12mo

Development

low

2026/0880/LDP
Proposed converstion of garage to a habitable space
Pending
2026/0872/FUL
Change of use of 45 Amersham to re-create two seperate dwellings to form Nos 45 and 47 Amersham.
Pending
2026/0874/FUL
Retrospective change of use of land from open ground to residential garden.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-05-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,884

Population Density5,234 /km²

Owner Occupied44%

Age Distribution

0-15 28%16-64 65%65+ 7%

View Area Profile

Schools Nearby

Hillside Community Primary School
0.1 mi
GoodConcerns
St John's Catholic Primary School, Skelmersdale
0.3 mi
Good
Delph Side Community Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Elm Tree Community Primary School
0.3 mi
Outstanding

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

84 Elmridge
-
£115k
-
38 Elmridge
-
£66k
-
94 Elmridge
-
£102k
-
56 Elmridge
-
£88k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN