75 Bold Street, Fleetwood, FY7 6HL

UPRN:100010694972Terrace Property6 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band CEPC: D (55)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£229,000

£217k - £240kHigh

Estimate

£229k

Range

£217k – £240k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

7.35%

Verdict

Derived from HomePortfolio scores

75 Bold Street earns an INVESTIGATE rating with HP Score 60/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

73/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 39Bike 53

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 6 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -7.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100010694972· as of 9 Oct 2026
Rental economics36.4/40
gross yield 9.6% on contractual rent (listing-disclosed tenancy); contractual 3000/mo far above the 1500/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 3000/mo (tenanted)· as of 6 Nov 2026· verify before relying on this
Stress margin13.8/30
stressed cash flow +270/mo, +14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 351 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
283 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £190,000

£184,000£282,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£245,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £77,200
Net cash flow: £212/mo
Cash on cash: 3.3%
Score at this price: 65

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010694972Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 3000/mo (tenanted)Rental economics · as of 6 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
contractual rent 3000/mo (tenanted)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 351 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £190,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£229,000

Rent Estimate (pcm)£1,500

Gross Yield7.35%

1y Growth-29.7%

3y Growth+3.0%

5y Growth+2.4%

10y Growth+2.3%

Last Sold Price£100,000 (2022-05-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY7 6HL

Approval Rate

-12mo

Development

low

26/00910/FUL
Single storey rear and side extension
Pending
26/00845/TELNOT
Telecommunications notification for installation of Fibre Cabinet.
Rejected
26/00780/FUL
Change of use of six existing holiday flats to one dwellinghouse, including external alterations comprising the demolition of an existing single storey rear extension, reconstruction of the external wall with rendered finish, installation of bi-fold doors, blocking up of existing openings, and alteration of an existing window opening.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.6%
Overseas OwnershipNo
Lease Term Remaining868 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-05-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,814

Population Density3,764 /km²

Owner Occupied26%

Age Distribution

0-15 11%16-64 68%65+ 21%

View Area Profile

Schools Nearby

St. Mary's Catholic Primary School, Fleetwood
0.2 mi
Inspected as St Mary's Catholic Primary School, Fleetwood (URN 119623) on 12 May 2023
Fleetwood Chaucer Community Primary School
0.4 mi
Good
Shakespeare Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Wulstan's and St Edmund's Catholic Academy
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

111 Bold Street
-
£113k
-
79 Bold Street
-
£200k
-
123 Bold Street
-
£130k
-
48 Bold Street
-
£128k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN