5 Lower Lune Street, Fleetwood, FY7 6DA

UPRN:100010699718Terrace Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (66)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£99,000

£95k - £104kHigh

Estimate

£99k

Range

£95k – £104k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

8.67%

Verdict

Derived from HomePortfolio scores

5 Lower Lune Street earns an INVESTIGATE rating with HP Score 59/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

73/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 36Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £146/mo
Cash on cash: 6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.14 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£99,000

Rent Estimate (pcm)£650

Gross Yield8.67%

1y Growth-

3y Growth+3.0%

5y Growth+2.4%

10y Growth+2.3%

Last Sold Price£91,500 (2005-10-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0FY7 6DA

Approval Rate

-12mo

Development

low

26/00910/FUL
Single storey rear and side extension
Pending
26/00845/TELNOT
Telecommunications notification for installation of Fibre Cabinet.
Rejected
26/00780/FUL
Change of use of six existing holiday flats to one dwellinghouse, including external alterations comprising the demolition of an existing single storey rear extension, reconstruction of the external wall with rendered finish, installation of bi-fold doors, blocking up of existing openings, and alteration of an existing window opening.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.6%
Overseas OwnershipNo
Lease Term Remaining827 yrs
CovenantsNone
Lease TypeFreehold
Last Ownership Change2005-10-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,814

Population Density-

Owner Occupied26%

Age Distribution

0-15 11%16-64 68%65+ 21%

View Area Profile

Schools Nearby

St. Mary's Catholic Primary School, Fleetwood
0.2 mi
Inspected as St Mary's Catholic Primary School, Fleetwood (URN 119623) on 12 May 2023
Fleetwood Chaucer Community Primary School
0.5 mi
Good
Shakespeare Primary School
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Wulstan's and St Edmund's Catholic Academy
1.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Lower Lune Street
-
£68k
-
1 Lower Lune Street
-
£95k
-
28 Lower Lune Street
-
£450
-
14 Lower Lune Street
-
£64k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN