1B Longacres, St. Albans, AL4 0DJ

UPRN:10001070192Mid Terrace House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£774,000

£735k - £813kHigh

Estimate

£774k

Range

£735k – £813k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

4.41%

Verdict

Derived from HomePortfolio scores

1B Longacres earns an INVESTIGATE rating with HP Score 78/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 15Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£775,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,550-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £262,550
Net cash flow: -£643/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£774,000

Rent Estimate (pcm)£2,850

Gross Yield4.41%

1y Growth-

3y Growth-3.1%

5y Growth+1.7%

10y Growth+2.8%

Last Sold Price£417,000 (2013-08-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0AL4 0DJ

Approval Rate

-12mo

Development

low

TP/2026/0501
T1-Lime-Crown reduce by 2-3 metres all round to maintain size and shape for area.
Pending
5/2026/1772
Certificate of Lawfulness (Proposed) - Loft Conversion, Hip to gable, Rear dormer
Pending
5/2026/1707
Single storey front extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-08-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,543

Population Density6,542 /km²

Owner Occupied79%

Age Distribution

0-15 26%16-64 62%65+ 12%

View Area Profile

Schools Nearby

Beaumont School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Links Academy
0.3 mi
GoodImproving
Oakwood Primary School
0.3 mi
Good
Fleetville Infant and Nursery School
0.5 mi
Outstanding

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Longacres
-
£690k
-
Ash Court Longacres
-
£403k
-
3 Longacres
-
£805k
-
1A Longacres
-
£438k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN