39 Northumberland Avenue, Thornton-Cleveleys, FY5 2LH

UPRN:100010724654Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: D (56)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

39 Northumberland Avenue, Thornton-Cleveleys, FY5 2LH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£175,000

£166k - £184kHigh

Estimate

£175k

Range

£166k – £184k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

3.80%

Verdict

Derived from HomePortfolio scores

39 Northumberland Avenue earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

46/ 100

Mixed

Transit & Bike

Transit 31Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£355/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£175,000

Rent Estimate (pcm)£950

Gross Yield3.80%

1y Growth-

3y Growth+1.5%

5y Growth+3.1%

10y Growth+3.4%

Last Sold Price£160,000 (2022-11-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1FY5 2LH

Approval Rate

100%12mo

Development

low

26/00903/FUL
Erection of single storey rear extension.
Pending
26/00863/LAWP
Lawful development certificate for proposed change of use from holiday let (C3) back to residential single dwelling bungalow (C3).
Pending
26/00687/FUL
Demolition of existing splayed bay windows and construct box bay windows to ground and first floor with a hipped roof.
Approved

View Planning Timeline