31 Stanley Avenue, Thornton-Cleveleys, FY5 3NQ

UPRN:100010727115Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (59)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

31 Stanley Avenue, Thornton-Cleveleys, FY5 3NQ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£171,000

£162k - £179kHigh

Estimate

£171k

Range

£162k – £179k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

6.35%

Verdict

Derived from HomePortfolio scores

31 Stanley Avenue earns an INVESTIGATE rating with HP Score 77/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 51Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £49/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£171,000

Rent Estimate (pcm)£900

Gross Yield6.35%

1y Growth+42.9%

3y Growth+1.5%

5y Growth+3.1%

10y Growth+3.4%

Last Sold Price£160,000 (2022-10-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1FY5 3NQ

Approval Rate

100%12mo

Development

low

26/00907/FUL
Erection of two storey side extension following demolition of garage.
Pending
26/00903/FUL
Erection of single storey rear extension.
Pending
26/00875/FUL
Erection of first-floor, two-storey side and single-storey rear extensions.
Pending

View Planning Timeline

Ownership

Corporate Ownership78.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-10-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,814

Population Density-

Owner Occupied72%

Age Distribution

0-15 14%16-64 61%65+ 25%

View Area Profile

Schools Nearby

St Teresa's Catholic Primary School
0.1 mi
Inspected as St Teresa's Catholic Primary School (URN 119692) on 12 Dec 2017
Thornton Cleveleys Manor Beach Primary School
0.5 mi
Good
Anchorsholme Primary Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Northfold Community Primary School
0.7 mi
GoodConcerns

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

42 Stanley Avenue
-
£80k
-
50A Stanley Avenue
-
£250k
-
23 Stanley Avenue
-
£218k
-
36 Stanley Avenue
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN