89 Dickens Street, Blackburn, BB1 1RN

UPRN:100010738401Mid Terrace House5 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (63)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£209,000

£198k - £219kHigh

Estimate

£209k

Range

£198k – £219k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

9.14%

Verdict

Derived from HomePortfolio scores

89 Dickens Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

82/ 100

High

Transit & Bike

Transit 26Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,550-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: £399/mo
Cash on cash: 7.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£209,000

Rent Estimate (pcm)£1,600

Gross Yield9.14%

1y Growth-56.7%

3y Growth+2.2%

5y Growth+2.7%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BB1 1RN

Approval Rate

-12mo

Development

low

10/26/0505
Single storey rear extension
Pending
10/26/0483
Discharge Condition No.21 "site investigation" pursuant to planning application 10/23/0479
Pending
10/26/0478
Erection of 1No detached self-build house with associated external works and parking
Pending

View Planning Timeline

Ownership

Corporate Ownership43.1%
Overseas OwnershipNo
Lease Term Remaining753 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density-

Owner Occupied62%

Age Distribution

0-15 29%16-64 65%65+ 6%

View Area Profile

Schools Nearby

Al Islah Girls' High School
0.1 mi
Good
Brunel Nursery School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Matthew's Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Audley Junior School
0.2 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

69 Dickens Street
-
£80k
-
91 Dickens Street
-
£50k
-
87 Dickens Street
-
£150k
-
55 Dickens Street
-
£103k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN