18 Exeter Street, Blackburn, BB2 4AU

UPRN:100010739875End Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£128,000

£122k - £135kHigh

Estimate

£128k

Range

£122k – £135k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

9.23%

Verdict

Derived from HomePortfolio scores

18 Exeter Street earns an INVESTIGATE rating with HP Score 63/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

62/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 31Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 10 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -1.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100010739875· as of 9 Nov 2026
Rental economics33.8/40
gross yield 9.2%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1000/mo (range 950-1050)· as of 9 Nov 2026· verify before relying on this
Stress margin5.7/30
stressed cash flow +57/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 245 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
607 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £107,000

£97,500£149,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £254/mo
Cash on cash: 7.5%
Score at this price: 54

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010739875Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1000/mo (range 950-1050)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 950-1050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 245 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £107,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£128,000

Rent Estimate (pcm)£1,000

Gross Yield9.23%

1y Growth-19.0%

3y Growth+0.7%

5y Growth+1.1%

10y Growth+4.0%

Last Sold Price£72,250 (2008-03-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB2 4AU

Approval Rate

-12mo

Development

low

10/26/0524
Discharge statutory biodiversity net gain condition pursuant to planning application 10/26/0145
Pending
10/26/0499
T1 Unknown Dead <10U T3 Silver Birch Dead <10U T4 Sycamore Poor <10U T12 Common Ash Moribund <10U T19 Common Hawthorn Dead <10U T21 Common Ash Poor <10U G6 Unknown Dead <10U G25 Approx 8no Common Ash Moribund/Dead <10U Fell the above
Approved
10/26/0448
Proposed replacement of existing conservatory with single storey rear extension and erection of single storey extension to the side
Pending

View Planning Timeline

Ownership

Corporate Ownership76.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-03-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density-

Owner Occupied40%

Age Distribution

0-15 23%16-64 64%65+ 13%

View Area Profile

Schools Nearby

St Luke and St Philips Church of England Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Aidan's Primary School - A Church of England Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Longshaw Community Junior School
0.5 mi
Good
Tauheedul Islam Boys' High School
0.5 mi
Outstanding

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

65 Exeter Street
-
£71k
-
41 Exeter Street
-
£117k
-
63 Exeter Street
-
£66k
-
61 Exeter Street
-
£80k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN