81 Moorgate Street, Blackburn, BB2 4NY

UPRN:100010750055Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£106,000

£100k - £111kHigh

Estimate

£106k

Range

£100k – £111k

Rent Estimate (pcm)

£800

£800 - £850

Monthly

£800

Yield

8.73%

Verdict

Derived from HomePortfolio scores

81 Moorgate Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

77/ 100

High

Transit & Bike

Transit 39Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£800/mo

Evidenced range £800-£850

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £183/mo
Cash on cash: 6.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.15 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£106,000

Rent Estimate (pcm)£800

Gross Yield8.73%

1y Growth+11.8%

3y Growth+0.7%

5y Growth+1.1%

10y Growth+4.0%

Last Sold Price£11,000 (1996-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB2 4NY

Approval Rate

-12mo

Development

low

10/26/0511
Use of property by the Ministry of Justice's Probation Accommodation Programme for up to three adults (Use Class C2)
Pending
10/26/0500
Demolition of existing conservetory and erection of a single storey rear extension. 6m from original rear wall, Max Height: 4m, Height to Eaves: 2.6m
Pending
10/26/0463
Demolition of existing garage and conservatory and erection of single storey rear and side extension
Pending

View Planning Timeline

Ownership

Corporate Ownership76.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density8,151 /km²

Owner Occupied55%

Age Distribution

0-15 19%16-64 66%65+ 15%

View Area Profile

Schools Nearby

Meadowhead Community Infant School and Nursery
0.2 mi
Good
Meadowhead Junior School
0.3 mi
Good
St Aidan's Primary School - A Church of England Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Peter's Roman Catholic Primary School, Blackburn
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

101 Moorgate Street
-
£53k
-
78 Moorgate Street
-
£65k
-
105 Moorgate Street
-
£75k
-
130 Moorgate Street
-
£70k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN