15 Shorrock Lane, Blackburn, BB2 4DA

UPRN:100010759293Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£114,000

£108k - £120kHigh

Estimate

£114k

Range

£108k – £120k

Rent Estimate (pcm)

£900

£850 - £900

Monthly

£900

Yield

9.82%

Verdict

Derived from HomePortfolio scores

15 Shorrock Lane earns an INVESTIGATE rating with HP Score 66/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

55/ 100

Elevated

Walkability

72/ 100

High

Transit & Bike

Transit 32Bike 57

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 3 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +3.5% (HIGH), sold-comps +34.9%, £/sqft +34.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100010759293· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.1%· as of 22 Oct 2026
Rental economics38.5/40
gross yield 9.8%; range width penalty ×1.00
- valuation_snapshotsrent estimate 900/mo (range 850-900)· as of 9 Oct 2026· verify before relying on this
Stress margin7.5/30
stressed cash flow +67/mo, +7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 321 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.5/15
607 sales/12mo in area; valuation range width 11%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £99,000

£82,500£126,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£900

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £252/mo
Cash on cash: 8.8%
Score at this price: 63

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010759293Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.1%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 900/mo (range 850-900)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 900/mo (range 850-900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 321 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £99,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£114,000

Rent Estimate (pcm)£900

Gross Yield9.82%

1y Growth+75.7%

3y Growth+0.7%

5y Growth+1.1%

10y Growth+4.0%

Last Sold Price£48,000 (2018-08-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB2 4DA

Approval Rate

-12mo

Development

low

10/26/0511
Use of property by the Ministry of Justice's Probation Accommodation Programme for up to three adults (Use Class C2)
Pending
10/26/0499
T1 Unknown Dead <10U T3 Silver Birch Dead <10U T4 Sycamore Poor <10U T12 Common Ash Moribund <10U T19 Common Hawthorn Dead <10U T21 Common Ash Poor <10U G6 Unknown Dead <10U G25 Approx 8no Common Ash Moribund/Dead <10U Fell the above
Approved
10/26/0438
Non-material amendment pursuant to planning application 10/25/0505 "Construction of 80 Dwellings and associated infrastructure" - for the construction of an electricity sub-station
Approved

View Planning Timeline

Ownership

Corporate Ownership76.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-08-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density-

Owner Occupied45%

Age Distribution

0-15 23%16-64 65%65+ 12%

View Area Profile

Schools Nearby

St Peter's Roman Catholic Primary School, Blackburn
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Aidan's Primary School - A Church of England Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Meadowhead Community Infant School and Nursery
0.3 mi
Good
Meadowhead Junior School
0.4 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

27 Shorrock Lane
-
£125k
-
7 Shorrock Lane
-
£80k
-
61 Shorrock Lane
-
£79k
-
77 Shorrock Lane
-
£107k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN