9 St Michaels Close, Blackburn, BB2 5DG

UPRN:100010760826Semi-Detached Bungalow2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£165,000

£157k - £173kHigh

Estimate

£165k

Range

£157k – £173k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

7.27%

Verdict

Derived from HomePortfolio scores

9 St Michaels Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

45/ 100

Mixed

Transit & Bike

Transit 12Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £135/mo
Cash on cash: 3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£165,000

Rent Estimate (pcm)£1,000

Gross Yield7.27%

1y Growth-

3y Growth+0.7%

5y Growth+1.1%

10y Growth+4.0%

Last Sold Price£49,000 (1998-12-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB2 5DG

Approval Rate

-12mo

Development

low

10/26/0495
Variation of Condition No.2 "approved drawings" pursuant to planning application 10/25/0688 "Proposed two storey side and part rear extension, along with single storey element of rear extension" - amend roof form and increased footprint to part single storey rear extension
Pending
10/26/0399
T11 (Silver Birch) - 30% crown reduction
Approved
10/26/0395
Removal of a 4m section of boundary wall, to enable the creation of a new vehicular access to the property off Woodlands Avenue
Pending

View Planning Timeline

Ownership

Corporate Ownership76.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-12-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density645 /km²

Owner Occupied94%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

Livesey Saint Francis' Church of England School
0.4 mi
Good
St Paul's Roman Catholic Primary School, Feniscowles, Blackburn
0.4 mi
-
Feniscowles Primary School
0.5 mi
Good
St Bede's Roman Catholic High School, Blackburn
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

40 St Michaels Close
-
£175k
-
37 St Michaels Close
-
£168k
-
38 St Michaels Close
-
£216k
-
35 St Michaels Close
-
£130k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN