101 Greenbank Terrace, Lower Darwen, Darwen, BB3 0RN

UPRN:100010773294Terrace Property2 bedsBuilt -

Tenure: -Council Tax: Band AEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

101 Greenbank Terrace, Lower Darwen, Darwen, BB3 0RN

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£120,000

£114k - £126kHigh

Estimate

£120k

Range

£114k – £126k

Rent Estimate (pcm)

£850

£850 - £900

Monthly

£850

Yield

8.87%

Verdict

Derived from HomePortfolio scores

101 Greenbank Terrace earns an INVESTIGATE rating with HP Score 73/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

59/ 100

Moderate

Transit & Bike

Transit 13Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£850/mo

Evidenced range £850-£900

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: £200/mo
Cash on cash: 6.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.19 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£120,000

Rent Estimate (pcm)£850

Gross Yield8.87%

1y Growth-18.1%

3y Growth-0.1%

5y Growth+2.0%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB3 0RN

Approval Rate

-12mo

Development

low

10/26/0517
Use of property as Aesthetics Medical Facility (Use Class E(e))
Pending
10/26/0428
Change of use of land to a vehicle parking area, including the installation of hardstanding and associated boundary treatment (retrospective)
Pending
10/26/0407
T1 (Horse Chestnut) - Fell T2 (Horse Chestnut) - Fell
Approved

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining844 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density-

Owner Occupied88%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

Lower Darwen Primary School
0.2 mi
Good
Darwen Vale High School
0.4 mi
Good
Our Lady of Perpetual Succour Roman Catholic Primary School Blackburn
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St James' Church of England Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

119 Greenbank Terrace
-
£200k
-
115 Greenbank Terrace
-
£145k
-
81 Greenbank Terrace
-
£135k
-
111 Greenbank Terrace
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN