170 Harwood Street, Darwen, BB3 1JF

UPRN:100010773698Terrace Property3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£145,000

£138k - £153kHigh

Estimate

£145k

Range

£138k – £153k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

11.45%

Verdict

Derived from HomePortfolio scores

170 Harwood Street earns an INVESTIGATE rating with HP Score 75/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

56/ 100

Moderate

Transit & Bike

Transit 22Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £356/mo
Cash on cash: 12.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£145,000

Rent Estimate (pcm)£1,050

Gross Yield11.45%

1y Growth-9.9%

3y Growth-0.1%

5y Growth+2.0%

10y Growth+3.7%

Last Sold Price£94,000 (2005-08-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB3 1JF

Approval Rate

-12mo

Development

low

10/26/0518
Change of use of first floor to create new two bedroom flat (Use Class C3) and external alterations to side elevation
Pending
10/26/0486
Proposed external alterations to shop front and creation of self-contained first floor flat (C3)
Pending
10/26/0474
Proposed two storey side/rear extension, single storey rear extension and porch to front
Pending

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining870 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-08-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density6,445 /km²

Owner Occupied73%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Crosshill Special School
0.1 mi
Good
Avondale Primary School
0.1 mi
Good
St Cuthbert's Church of England Primary School
0.4 mi
Requires improvement
Aldridge UTC Darwen
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

182 Harwood Street
-
£100k
-
125 Harwood Street
-
£198k
-
190 Harwood Street
-
£205k
-
194 Harwood Street
-
£228k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN