15 Scholes Street, Darwen, BB3 1LN

UPRN:100010778574Terrace Property2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (60)

Data freshness:Planning· 5mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£100,000

£95k - £104kHigh

Estimate

£100k

Range

£95k – £104k

Rent Estimate (pcm)

£700

£700 - £750

Monthly

£700

Yield

8.40%

Verdict

Derived from HomePortfolio scores

15 Scholes Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 25Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£99,950

At the asking price

Monthly rent£700/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £31,286
Net cash flow: £147/mo
Cash on cash: 5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£100,000

Rent Estimate (pcm)£700

Gross Yield8.40%

1y Growth-

3y Growth-0.1%

5y Growth+2.0%

10y Growth+3.7%

Last Sold Price£18,500 (1999-06-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB3 1LN

Approval Rate

-12mo

Development

low

10/26/0518
Change of use of first floor to create new two bedroom flat (Use Class C3) and external alterations to side elevation
Pending
10/26/0486
Proposed external alterations to shop front and creation of self-contained first floor flat (C3)
Pending
10/26/0474
Proposed two storey side/rear extension, single storey rear extension and porch to front
Pending

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change1999-06-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density627 /km²

Owner Occupied60%

Age Distribution

0-15 22%16-64 65%65+ 13%

View Area Profile

Schools Nearby

Avondale Primary School
0.3 mi
Good
Aldridge UTC Darwen
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Crosshill Special School
0.4 mi
Good
Holy Trinity VC School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Scholes Street
-
£99k
-
10 Scholes Street
-
£95k
-
1 Scholes Street
-
£100k
-
16 Scholes Street
-
£80k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN