93 St Albans Road, Darwen, BB3 0HY

UPRN:100010779009Terrace Property3 bedsBuilt 1900-1929

Tenure: -Council Tax: Band BEPC: E (50)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£143,000

£135k - £150kHigh

Estimate

£143k

Range

£135k – £150k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

9.00%

Verdict

Derived from HomePortfolio scores

93 St Albans Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

56/ 100

Moderate

Transit & Bike

Transit 20Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £254/mo
Cash on cash: 7.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£143,000

Rent Estimate (pcm)£1,050

Gross Yield9.00%

1y Growth-

3y Growth-0.1%

5y Growth+2.0%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB3 0HY

Approval Rate

-12mo

Development

low

10/26/0517
Use of property as Aesthetics Medical Facility (Use Class E(e))
Pending
10/26/0486
Proposed external alterations to shop front and creation of self-contained first floor flat (C3)
Pending
10/26/0474
Proposed two storey side/rear extension, single storey rear extension and porch to front
Pending

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining836 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,502

Population Density1,929 /km²

Owner Occupied58%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

St Cuthbert's Church of England Primary School
0.1 mi
Requires improvement
Crosshill Special School
0.3 mi
Good
St Edward's RC Primary School, a Voluntary Academy
0.3 mi
Inspected as St Edward's Roman Catholic Primary School Blackburn (URN 119666) on 23 Jan 2020
Avondale Primary School
0.4 mi
Good

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

101 St Albans Road
-
£165k
-
73 St Albans Road
-
£102k
-
83 St Albans Road
-
£113k
-
87 St Albans Road
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN