12 Cumberland Avenue, Blackpool, FY1 5QL

UPRN:100010796023Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

12 Cumberland Avenue, Blackpool, FY1 5QL

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£324,000

£307k - £340kHigh

Estimate

£324k

Range

£307k – £340k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

9.20%

Verdict

Derived from HomePortfolio scores

12 Cumberland Avenue earns an INVESTIGATE rating with HP Score 74/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 32Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,200-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £580/mo
Cash on cash: 7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£2,300

Gross Yield9.20%

1y Growth-21.8%

3y Growth-0.8%

5y Growth+1.2%

10y Growth+2.9%

Last Sold Price£88,000 (1999-02-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0FY1 5QL

Approval Rate

-12mo

Development

low

26/0486
Erection of a single storey rear extension following demolition of the existing conservatory
Pending
26/0473
External alterations including the installation of glazed shopfronts, cladding, render and additional glazing and use of premises as altered as indoor sport, recreation or fitness use (Use Class E(d)) with two food and drink units (Use Class E(b)) to front ground floor. (Application under section 73 of the Planning Act to vary condition 2 (variation of approved site layout plan showing revised EV charging provision) and condition 7, 8, 10 and 11 attached to planning permission 22/0019, which have previously been amended or discharged.)
Pending
26/0448
Installation of mezzanine floor and use of part of the premises as a cinema (sui generis) and alterations to rear elevation.
Pending

View Planning Timeline