437 Lytham Road, Blackpool, FY4 1JD

UPRN:100010817263Flat/Maisonette1 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£53,000

£43k - £64kLow

Estimate

£53k

Range

£43k – £64k

Rent Estimate (pcm)

£250

£200 - £250

Monthly

£250

Yield

1.88%

Verdict

Derived from HomePortfolio scores

437 Lytham Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

92/ 100

Excellent

Transit & Bike

Transit 46Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£250/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: -£367/mo
Cash on cash: -8.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.46 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£53,000

Rent Estimate (pcm)£250

Gross Yield1.88%

1y Growth-

3y Growth+0.0%

5y Growth+1.3%

10y Growth+2.4%

Last Sold Price£125,000 (2008-11-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY4 1JD

Approval Rate

-12mo

Development

low

26/0490
Erection of single storey rear extension following demolition of single storey extensions.
Pending
26/0488
The proposed outbuilding will be within 2 metres of the boundary wall and will be single storey with a maximum eaves height of 2.5 metres. The size of the proposed outbuilding is estimated to be 3.6m by 4m.
Pending
26/0483
External alterations to inlclude installation of new frontage and use of upper floors as altered as 3 self-contained permanent flats.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-11-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density7,440 /km²

Owner Occupied50%

Age Distribution

0-15 18%16-64 66%65+ 16%

View Area Profile

Schools Nearby

Thames Primary Academy
0.1 mi
Good
Armfield Academy
0.1 mi
Good
South Shore Academy
0.5 mi
Inspected as South Shore Academy (URN 140021) on 27 Jun 2023
St Cuthbert's Catholic Academy
0.5 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

417 Lytham Road
-
£105k
-
415 Lytham Road
-
£200k
-
415 Lytham Road
-
£235k
-
425 Lytham Road
-
£217k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN