Flat 1, 28 Seafield Road, Blackpool, FY1 2LS

UPRN:100010830554Flat/MaisonetteBeds -Built 1950-1966

Tenure: -Council Tax: Band AEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Flat 1, 28 Seafield Road, Blackpool, FY1 2LS

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£39,000

£31k - £47kLow

Estimate

£39k

Range

£31k – £47k

Rent Estimate (pcm)

£200

£200 - £250

Monthly

£200

Yield

3.00%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 66/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

59/ 100

Elevated

Walkability

81/ 100

High

Transit & Bike

Transit 52Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.0%; range width penalty ×0.70
- valuation_snapshotsrent estimate 200/mo (range 200-250)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -321/mo, -160% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Risk & liquidity9.1/15
415 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£200/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: -£132/mo
Cash on cash: -6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 200/mo (range 200-250)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 200/mo (range 200-250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£39,000

Rent Estimate (pcm)£200

Gross Yield3.00%

1y Growth-

3y Growth-0.8%

5y Growth+1.2%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY1 2LS

Approval Rate

-12mo

Development

low

26/0474
Erection of a single storey rear extension with first floor balcony and installation of a new side access door following demolition of the existing rear WC and conservatory and associated internal and external alterations.
Pending
26/0402
Conversion of two flats (at ground floor and lower ground floor) into one flat
Pending
26/0378
Erection of a single storey front extension and re-rendering of existing dwelling.
Approved

View Planning Timeline

Ownership

Corporate Ownership82.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density4,607 /km²

Owner Occupied44%

Age Distribution

0-15 14%16-64 66%65+ 20%

View Area Profile

Schools Nearby

Holy Family Catholic Primary School
0.2 mi
Inspected as Holy Family Catholic Primary School (URN 119600) on 9 Dec 2021
Westminster Primary Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Unity Academy Blackpool
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Devonshire Primary Academy
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Seafield Road
-
£130k
-
52 Seafield Road
-
£185k
-
30 Seafield Road
-
£158k
-
18 Seafield Road
-
£32k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN