15 Stoneway Road, Thornton-Cleveleys, FY5 3AU

UPRN:100010834587Semi-Detached House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (58)

Data freshness:Planning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

15 Stoneway Road, Thornton-Cleveleys, FY5 3AU

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£150,000

£135k - £165kMedium

Estimate

£150k

Range

£135k – £165k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

7.38%

Verdict

Derived from HomePortfolio scores

15 Stoneway Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

86/ 100

Excellent

Transit & Bike

Transit 39Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £115/mo
Cash on cash: 3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£150,000

Rent Estimate (pcm)£800

Gross Yield7.38%

1y Growth+15.8%

3y Growth+1.5%

5y Growth+3.1%

10y Growth+3.4%

Last Sold Price£70,000 (2012-05-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY5 3AU

Approval Rate

-12mo

Development

low

26/00907/FUL
Erection of two storey side extension following demolition of garage.
Pending
26/00903/FUL
Erection of single storey rear extension.
Pending
26/00875/FUL
Erection of first-floor, two-storey side and single-storey rear extensions.
Pending

View Planning Timeline

Ownership

Corporate Ownership78.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-05-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density6,196 /km²

Owner Occupied76%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

St Teresa's Catholic Primary School
0.1 mi
Inspected as St Teresa's Catholic Primary School (URN 119692) on 12 Dec 2017
Anchorsholme Primary Academy
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Thornton Cleveleys Manor Beach Primary School
0.7 mi
Good
Norbreck Primary Academy
0.7 mi
Inspected as Norbreck Primary School (URN 119247) on 17 Mar 2010

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Stoneway Road
-
£175k
-
45 Stoneway Road
-
£160k
-
3 Stoneway Road
-
£160k
-
10 Stoneway Road
-
£138k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN