28 Whalley Lane, Blackpool, FY4 4PL

UPRN:100010840485Mid Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£113,000

£107k - £119kHigh

Estimate

£113k

Range

£107k – £119k

Rent Estimate (pcm)

£850

£800 - £850

Monthly

£850

Yield

Verdict

Derived from HomePortfolio scores

28 Whalley Lane earns an INVESTIGATE rating with HP Score 71/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

64/ 100

Moderate

Transit & Bike

Transit 16Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£29,995

At the asking price

Monthly rent£850/mo

Evidenced range £800-£850

Interest rate5.4%

Loan to value75%

Cash required: £8,799
Net cash flow: £487/mo
Cash on cash: 66.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 8.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£113,000

Rent Estimate (pcm)£850

Gross Yield-

1y Growth-36.9%

3y Growth+0.0%

5y Growth+1.3%

10y Growth+2.4%

Last Sold Price£90,000 (2020-09-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY4 4PL

Approval Rate

-12mo

Development

low

26/0494
Non Material Amendment to application 23/0359 (which was for the erection of 4no. dwellings with off street parking, associated landscaping and works) to allow height adjustment and minor elevational refinements to Plot 1.
Pending
26/0485
Erection of single story building for use as a cattery.
Pending
26/0478
Discharge of conditions 4 (Boundary Treatments), 6 (Landscaping), 7 (Bat Boxes), 10 (Cycle Storage) and 12 (Surface Water Drainage) attached to planning application 25/0508
Pending

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-09-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density-

Owner Occupied60%

Age Distribution

0-15 11%16-64 52%65+ 37%

View Area Profile

Schools Nearby

Marton Primary Academy and Nursery
0.2 mi
Good
St George's School A Church of England Academy
0.2 mi
Inspected as St George's School A Church of England Business & Enterprise College (URN 133638) on 19 Jan 2011
Baines' Endowed Church of England Primary Academy
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Maple School
0.5 mi
Inspected as Lotus School (URN 147845) on 30 Nov 2022

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Whalley Lane
-
£65k
-
22 Whalley Lane
-
£103k
-
38 Whalley Lane
-
£83k
-
Whalley Villa Holiday Park Whalley Lane
-
£2.00M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN