20 Whittaker Avenue, Blackpool, FY3 8RE

UPRN:100010840805Mid Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: E (49)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£78,000

£74k - £82kHigh

Estimate

£78k

Range

£74k – £82k

Rent Estimate (pcm)

£550

£550 - £600

Monthly

£550

Yield

8.46%

Verdict

Derived from HomePortfolio scores

20 Whittaker Avenue earns an INVESTIGATE rating with HP Score 70/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

83/ 100

High

Transit & Bike

Transit 25Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£78,000

At the asking price

Monthly rent£550/mo

Evidenced range £550-£600

Interest rate5.4%

Loan to value75%

Cash required: £24,700
Net cash flow: £118/mo
Cash on cash: 5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£78,000

Rent Estimate (pcm)£550

Gross Yield8.46%

1y Growth-

3y Growth+2.6%

5y Growth+2.4%

10y Growth+2.0%

Last Sold Price£34,500 (1999-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0FY3 8RE

Approval Rate

-12mo

Development

low

26/0492
Non-Material Amendment to 23/0777 to allow - alterations to the highway arrangements, the van dock and pedestrian access arrangements and car park surfacing retention of the rear wall of the existing bus shelter Minor internal reconfigurations Increase in area of bio-solar roof Removal of blue roof External alteraions including changes to materials Removal of additional category C tree and three trees reclassified as category U Variation to the trigger point of condition 20 - BREEAM rating Variation to the trigger point of condition 24 - highway access
Pending
26/0479
Installation of solar PV panels to roof.
Approved
26/0464
Erection of single storey side and rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership79.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-10-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density7,261 /km²

Owner Occupied49%

Age Distribution

0-15 22%16-64 65%65+ 13%

View Area Profile

Schools Nearby

Devonshire Primary Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Layton Primary School
0.4 mi
OutstandingConcerns
St Kentigern's Catholic Primary School
0.5 mi
Inspected as St Kentigern's Catholic Primary School (URN 119599) on 11 Apr 2018
Tower Learning Centre Independent School
0.6 mi
Good

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Whittaker Avenue
-
£120k
-
30 Whittaker Avenue
-
£100k
-
10 Whittaker Avenue
-
£87k
-
29 Whittaker Avenue
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN