20 Bayswater Street, Bolton, BL3 3LF

UPRN:100010849048Semi-Detached House3 bedsBuilt 1930-1949

LeaseholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£216,000

£205k - £227kHigh

Estimate

£216k

Range

£205k – £227k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

7.32%

Verdict

Derived from HomePortfolio scores

20 Bayswater Street earns an INVESTIGATE rating with HP Score 83/100. Investment score 81/100 reflects strong fundamentals. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

81/ 100

High

Crime Score

No data

Walkability

70/ 100

High

Transit & Bike

Transit 42Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£205,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £64,400
Net cash flow: £174/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£216,000

Rent Estimate (pcm)£1,250

Gross Yield7.32%

1y Growth-4.5%

3y Growth+7.4%

5y Growth+5.9%

10y Growth+5.8%

Last Sold Price£58,000 (2005-09-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL3 3LF

Approval Rate

-12mo

Development

low

01969/26
DISCHARGE OF CONDITION 3 (BIODIVERSITY), 4 (JAPANESE KNOTWEED), 5 PARTS 1 AND 2 ONLY ( CONTAMINATED LAND) ON APPLICATION 21031/25
Pending
01934/26/PREHH
DEMOLITION OF GARAGE AND ERECTION OF TWO STOREY SIDE AND PART SINGLE/PART TWO STOREY REAR EXTENSION
Pending
01907/26
INSTALLATION OF STEEL CANOPY AND SHUTTER STRUCTURE TO FRONT TOGETHER WITH ERECTION OF SINGLE STOREY REAR EXTENSION AND 4 NO. AIR CONDITIONING UNITS
Pending

View Planning Timeline

Ownership

Corporate Ownership43.9%
Overseas OwnershipNo
Lease Term Remaining888 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-09-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density-

Owner Occupied82%

Age Distribution

0-15 16%16-64 62%65+ 22%

View Area Profile

Schools Nearby

St Bede Academy
0.1 mi
Good
Thomasson Memorial School
0.2 mi
Good
Essa Primary Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Essa Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Bayswater Street
-
£203k
-
10 Bayswater Street
-
£212k
-
7 Bayswater Street
-
£225k
-
18 Bayswater Street
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN