4 Carlton Close, Bolton, BL2 3NP

UPRN:100010860091Semi-Detached House3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band CEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£283,000

£269k - £297kHigh

Estimate

£283k

Range

£269k – £297k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

10.13%

Verdict

Derived from HomePortfolio scores

4 Carlton Close earns an INVESTIGATE rating with HP Score 63/100. Investment score 53/100 reflects moderate fundamentals. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

No data

Walkability

36/ 100

Mixed

Transit & Bike

Transit 38Bike 24

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 20% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +20.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100010860091· as of 9 Oct 2026
Rental economics37.5/40
gross yield 10.1%; range width penalty ×0.94; the estimate this rent rides on sits 20% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1900/mo (range 1800-2050)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin16.7/30
stressed cash flow +317/mo, +17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 93 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
450 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £174,500

£169,000£258,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,800-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £556/mo
Cash on cash: 9.4%
Score at this price: 69

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010860091Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1900/mo (range 1800-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1800-2050)
Rental economics needs verification before you rely on it
sale estimate 20% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £174,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£283,000

Rent Estimate (pcm)£1,900

Gross Yield10.13%

1y Growth-

3y Growth+5.0%

5y Growth+5.6%

10y Growth+4.9%

Last Sold Price£144,000 (2015-11-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0BL2 3NP

Approval Rate

-12mo

Development

low

01953/26
INSTALLATION OF ENERGY STORAGE SYSTEM TOGETHER WITH FENCING.
Pending
01899/26
VARIATION OF CONDITIONS 2 (APPROVED PLANS) AND 6 (PARKING SPACES) ON APPLICATION 14601/22 REDUCTION IN ROOF LIGHTS TO NO. 4 AMENDED ROOF LIGHT TO LANTERN, REMOVAL OF FIRST FLOOR WINDOW, MATERIAL CHANGES TO FRONT, WEST AND REAR ELEVATIONS, REPLACEMENT OF BOLLARDS TO GATE POST AND HEDGING, INCREASE IN PARKING AREA DUE TO REMOVAL OF RETAINING WALL, REPOSITIONING OF GARDEN STEPS TOGETHER WITH AMENDMENT TO WORDING ON CONDITIONS.
Pending
01826/26
CERTIFICATE OF LAWFUL DEVELOPMENT (S192) FOR PROPOSED ADDITIONAL USE OF PROPERTY (CLASS C3) FOR PRIVATE HIRE SINGLE OPERATOR TAXI BASE FOR 1-2 VEHICLES
Pending

View Planning Timeline

Ownership

Corporate Ownership60.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2015-11-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density-

Owner Occupied93%

Age Distribution

0-15 15%16-64 53%65+ 32%

View Area Profile

Schools Nearby

Firwood High School
0.3 mi
Good
Harwood Meadows Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bolton St Catherine's Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hardy Mill Primary School
0.4 mi
-

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Carlton Close
-
£144k
-
6 Carlton Close
-
£130k
-
2 Carlton Close
-
£60k
-
4 Carlton Close
-
£60k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN