692 Chorley Road, Westhoughton, Bolton, BL5 3NL

UPRN:100010864057Detached Bungalow5 bedsBuilt 2007 onwards

FreeholdCouncil Tax: Band DEPC: C (79)

Data freshness:Planning· 2mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

692 Chorley Road, Westhoughton, Bolton, BL5 3NL

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£754,000

£716k - £791kHigh

Estimate

£754k

Range

£716k – £791k

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

11.53%

Verdict

Derived from HomePortfolio scores

692 Chorley Road earns an INVESTIGATE rating with HP Score 55/100. Investment score 49/100 reflects below-average fundamentals. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

No data

Walkability

18/ 100

Low

Transit & Bike

Transit 10Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 3 bedrooms but the valuation snapshot describes 5 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,400-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: £1,262/mo
Cash on cash: 12.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£754,000

Rent Estimate (pcm)£3,700

Gross Yield11.53%

1y Growth+7.1%

3y Growth+1.6%

5y Growth+1.9%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

4BL5 3NL

Approval Rate

33.3%12mo

Development

low

01527/26
PERMISSION IN PRINCIPLE APPLICATION FOR ERECTION OF 3 NO. DWELLINGS
Rejected
01405/26
APPLICATION FOR PERMISSION IN PRINCIPLE FOR ERECTION OF 9 NO. DWELLINGS
Rejected
01031/26
CONVERSION OF GARAGE INTO HABITBABLE ROOM INCLUDING THE EXTENSION OF THE FRONT ELEVATION TO ALIGN WITH THE EXISTING PORCH PROJECTION WITH RENDER FINISH
Conditions

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

25 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density312 /km²

Owner Occupied83%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Blackrod Primary School
0.7 mi
Outstanding
Aspull Church Primary School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Our Lady's RC Primary School Wigan
1.2 mi
Outstanding
St Catherine's CofE Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

680 Chorley Road
-
£167k
-
668 Chorley Road
-
£167k
-
690 Chorley Road
-
£145k
-
684 Chorley Road
-
£135k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN