48 Sterte Esplanade, Poole, BH15 2BA

UPRN:10001086500Semi-Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£449,000

£426k - £471kHigh

Estimate

£449k

Range

£426k – £471k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

5.35%

Verdict

Derived from HomePortfolio scores

48 Sterte Esplanade earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 23Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +7.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10001086500· as of 9 Oct 2026
Rental economics2.4/40
gross yield 5.3%; range width penalty ×0.88
- valuation_snapshotsrent estimate 1850/mo (range 1700-2000)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -521/mo, -28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 164 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
366 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£311,000£477,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£415,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £136,550
Net cash flow: -£120/mo
Cash on cash: -1.1%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10001086500Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1700-2000)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1700-2000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 164 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£449,000

Rent Estimate (pcm)£1,850

Gross Yield5.35%

1y Growth-

3y Growth+2.2%

5y Growth+2.0%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BH15 2BA

Approval Rate

-12mo

Development

low

P/26/05227/NMA
Non Material Amendment following Approval of P/26/00154/FUL to update the plan list (condition 2) to capture minor changes to the scheme in respect of raising the height of windows of the guest restaurant. Amend the wording of condition 14 (BREEAM) from an ‘Excellent’ to ‘Good’ rating.
Pending
P/26/05168/TTPO
T1 - Sessile Oak - Reduce tertiary branches back to growth points to give 2 meter clearance from the building (ladybird unit) on the north-west side of the tree. Crown lift tertiary branches to give a 3 meter crown clearance T2 - Turkey Oak - Reduce tertiary branches back to growth points on the north-east side of the tree to give 2 meter clearacnce to the building (endoscopy roof)
Pending
P/26/05189/REG14
1x Oak - Failed stem - Fell
Approved

View Planning Timeline

Ownership

Corporate Ownership55.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,848

Population Density2,519 /km²

Owner Occupied48%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

Poole High School
0.1 mi
Inspected as Poole High School (URN 113907) on 28 Sep 2022
Oakdale Junior School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Longfleet Church of England Primary School
0.6 mi
Inspected as Longfleet Church of England Voluntary Controlled Primary School (URN 113782) on 18 Apr 2013
Old Town Infant School and Nursery
0.6 mi
Inspected as Old Town Infant School and Nursery (URN 131694) on 16 Jul 2013

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

56 Sterte Esplanade
-
£220k
-
8 Sterte Esplanade
-
£450k
-
22A Sterte Esplanade
-
£695k
-
36 Sterte Esplanade
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN