17 Hardcastle Gardens, Bolton, BL2 4NZ

UPRN:100010884529Detached House6 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: C (77)

Data freshness:Planning· 6mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£796,000

£756k - £835kHigh

Estimate

£796k

Range

£756k – £835k

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

5.13%

Verdict

Derived from HomePortfolio scores

17 Hardcastle Gardens earns an INVESTIGATE rating with HP Score 61/100. Investment score 49/100 reflects below-average fundamentals. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

No data

Walkability

36/ 100

Mixed

Transit & Bike

Transit 22Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,050-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£329/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£796,000

Rent Estimate (pcm)£3,400

Gross Yield5.13%

1y Growth-70.1%

3y Growth+5.0%

5y Growth+5.6%

10y Growth+4.9%

Last Sold Price£245,000 (1999-02-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BL2 4NZ

Approval Rate

-12mo

Development

low

01991/26
DEMOLITION OF CONSERVATORY AND ERECTION OF TWO STOREY SIDE AND SINGLE STOREY REAR EXTENSION TOGETHER WITH CONVERSION OF GARAGE TO HABITABLE SPACE, INSTALLATION OF REAR TERRACE TO FIRST FLOOR AND ALTERATIONS TO FENESTRATION
Pending
01972/26
DISCHARGE OF BIODIVERSITY GAIN PLAN AND CONDITION 3 (TREE SURVEY) ON APPLICATION 01354/26
Pending
01940/26
DEMOLITION OF EXISTING CONSERVATORY AND ERECTION OF SINGLE STOREY REAR EXTENSION TOGETHER WITH CONVERSION OF GARAGE TO HABITABLE ROOM
Pending

View Planning Timeline

Ownership

Corporate Ownership60.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-02-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density1,817 /km²

Owner Occupied93%

Age Distribution

0-15 13%16-64 52%65+ 35%

View Area Profile

Schools Nearby

St Maxentius CofE Primary School
0.3 mi
Good
Turton School
0.4 mi
Good
Birtenshaw School Bolton
0.4 mi
Good
Eagley Junior School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3F Hardcastle Gardens
-
£340k
-
5 Hardcastle Gardens
-
£1k
-
1F Hardcastle Gardens
-
£310k
-
3C Hardcastle Gardens
-
£285k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN