1 Highfield Street, Kearsley, Bolton, BL4 8NP

UPRN:100010888978Semi-Detached Property4 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

1 Highfield Street, Kearsley, Bolton, BL4 8NP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£302,000

£286k - £317kHigh

Estimate

£302k

Range

£286k – £317k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

8.20%

Verdict

Derived from HomePortfolio scores

1 Highfield Street earns an INVESTIGATE rating with HP Score 66/100. Investment score 58/100 reflects moderate fundamentals. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

No data

Walkability

52/ 100

Moderate

Transit & Bike

Transit 39Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£299,950

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,950-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £96,283
Net cash flow: £407/mo
Cash on cash: 5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.03 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£302,000

Rent Estimate (pcm)£2,050

Gross Yield8.20%

1y Growth-

3y Growth+4.3%

5y Growth+5.7%

10y Growth+6.9%

Last Sold Price£44,000 (1995-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL4 8NP

Approval Rate

-12mo

Development

low

01936/26
ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01919/26
CHANGE OF USE FROM FIRST AND SECOND FLOOR COMPRISING OF 1 NO. APARTMENT (CLASS C3) TO 4 NO. BEDROOM HMO FOR 4 NO. OCCUPANTS (CLASS C4) TOGETHER WITH RETENTION OF GROUND FLOOR RETAIL UNIT AND INSTALLATION OF REAR DORMER
Pending
01869/26
INSTALLATION OF MATERIAL TO CREATE HARDSURFACING, USE OF THE LAND FOR STORAGE OF CONTAINERS AND OPEN STORAGE, ERECTION OF 2.59M HIGH TIMBER BOUNDARY FENCE AND 2.4M HIGH WELDMESH FENCING, ALONG WITH MEANS OF ACCESS AND LANDSCAPING
Pending

View Planning Timeline

Ownership

Corporate Ownership46.3%
Overseas OwnershipNo
Lease Term Remaining826 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change1995-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density4,643 /km²

Owner Occupied62%

Age Distribution

0-15 21%16-64 64%65+ 15%

View Area Profile

Schools Nearby

St Stephen's CofE Primary School
0.3 mi
GoodConcerns
Woodbridge College
0.3 mi
-
Kearsley Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kearsley West Primary School
0.4 mi
-

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Highfield Street
-
£200k
-
19 Highfield Street
-
£275k
-
13 Highfield Street
-
£175k
-
4 Highfield Street
-
£152k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN