11 Holcombe Crescent, Kearsley, Bolton, BL4 8JR

UPRN:100010890207Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: C (79)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

11 Holcombe Crescent, Kearsley, Bolton, BL4 8JR

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

17 of 21 sources

Sale Estimate

£187,000

£169k - £206kMedium

Estimate

£187k

Range

£169k – £206k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

5.78%

Verdict

Derived from HomePortfolio scores

11 Holcombe Crescent earns an AVOID rating with HP Score 67/100. Investment score 58/100 reflects moderate fundamentals. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

No data

Walkability

52/ 100

Moderate

Transit & Bike

Transit 28Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£11/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£187,000

Rent Estimate (pcm)£1,300

Gross Yield5.78%

1y Growth-

3y Growth+4.3%

5y Growth+5.7%

10y Growth+6.9%

Last Sold Price£29,000 (1996-12-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL4 8JR

Approval Rate

-12mo

Development

low

01936/26
ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01919/26
CHANGE OF USE FROM FIRST AND SECOND FLOOR COMPRISING OF 1 NO. APARTMENT (CLASS C3) TO 4 NO. BEDROOM HMO FOR 4 NO. OCCUPANTS (CLASS C4) TOGETHER WITH RETENTION OF GROUND FLOOR RETAIL UNIT AND INSTALLATION OF REAR DORMER
Pending
01869/26
INSTALLATION OF MATERIAL TO CREATE HARDSURFACING, USE OF THE LAND FOR STORAGE OF CONTAINERS AND OPEN STORAGE, ERECTION OF 2.59M HIGH TIMBER BOUNDARY FENCE AND 2.4M HIGH WELDMESH FENCING, ALONG WITH MEANS OF ACCESS AND LANDSCAPING
Pending

View Planning Timeline

Ownership

Corporate Ownership46.3%
Overseas OwnershipNo
Lease Term Remaining45 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-12-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density3,935 /km²

Owner Occupied60%

Age Distribution

0-15 19%16-64 57%65+ 24%

View Area Profile

Schools Nearby

St Stephen's CofE Primary School
0.2 mi
GoodConcerns
Woodbridge College
0.3 mi
-
Kearsley Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kearsley West Primary School
0.5 mi
-

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Holcombe Crescent
-
£192k
-
1 Holcombe Crescent
-
£185k
-
7 Holcombe Crescent
-
£255k
-
9 Holcombe Crescent
-
£135k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN