4 Loen Crescent, Bolton, BL1 3LY

UPRN:100010899461Detached House4 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band EEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£482,000

£458k - £507kHigh

Estimate

£482k

Range

£458k – £507k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

5.69%

Verdict

Derived from HomePortfolio scores

4 Loen Crescent earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

61/ 100

Moderate

Transit & Bike

Transit 36Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£485,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,150-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £161,050
Net cash flow: -£45/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£482,000

Rent Estimate (pcm)£2,300

Gross Yield5.69%

1y Growth-

3y Growth+4.7%

5y Growth+4.3%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2BL1 3LY

Approval Rate

0%12mo

Development

low

01952/26
DEMOLITION OF EXISTING GARAGE AND ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01935/26
ERECTION OF TWO STOREY SIDE AND SINGLE STOREY REAR EXTENSION
Pending
01924/26
ERECTION OF SINGLE STOREY FRONT EXTENSION
Pending

View Planning Timeline

Ownership

Corporate Ownership44.3%
Overseas OwnershipNo
Lease Term Remaining694 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density-

Owner Occupied69%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

Smithills School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Youth Challenge Pru
0.1 mi
Outstanding
St Peter's Smithills Dean Church of England Primary School
0.4 mi
Good
Thornleigh Salesian College
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Loen Crescent
-
£371k
-
11 Loen Crescent
-
£315k
-
11 Loen Crescent
-
£315k
-
1 Loen Crescent
-
£290k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN