151 Mossfield Road, Kearsley, Bolton, BL4 8LU

UPRN:100010908545Semi-Detached House3 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band AEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

151 Mossfield Road, Kearsley, Bolton, BL4 8LU

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£207,000

£186k - £228kMedium

Estimate

£207k

Range

£186k – £228k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

7.25%

Verdict

Derived from HomePortfolio scores

151 Mossfield Road earns an AVOID rating with HP Score 63/100. Investment score 60/100 reflects moderate fundamentals. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

No data

Walkability

42/ 100

Mixed

Transit & Bike

Transit 10Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,400-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £194/mo
Cash on cash: 3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£207,000

Rent Estimate (pcm)£1,450

Gross Yield7.25%

1y Growth-

3y Growth+4.3%

5y Growth+5.7%

10y Growth+6.9%

Last Sold Price£150,100 (2019-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL4 8LU

Approval Rate

-12mo

Development

low

01936/26
ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01783/26
PRIOR NOTIFICATION APPLICATION FOR A PROPOSED LARGER HOME EXTENSION AT REAR (6.00M LONG 4.00M MAX HEIGHT 3.00M EAVES HEIGHT)
Pending
01738/26
CERTIFICATE OF LAWFULNESS EXISTING (S191) FOR CONTINUED USE AS GENERAL INDUSTRIAL (CLASS B2) AND STORAGE/DISTRIBUTION (CLASS B8) TOGETHER WITH ANCILLARY OFFICES
Pending

View Planning Timeline

Ownership

Corporate Ownership46.3%
Overseas OwnershipNo
Lease Term Remaining45 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density4,053 /km²

Owner Occupied56%

Age Distribution

0-15 24%16-64 65%65+ 11%

View Area Profile

Schools Nearby

Woodbridge College
0.1 mi
-
Kearsley Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kearsley West Primary School
0.4 mi
-
St Stephen's CofE Primary School
0.6 mi
GoodConcerns

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

131 Mossfield Road
-
£155k
-
119 Mossfield Road
-
£173k
-
107 Mossfield Road
-
£120k
-
157 Mossfield Road
-
£215k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN