8 Severn Way, Kearsley, Bolton, BL4 8PF

UPRN:100010925016Semi-Detached House2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band AEPC: E (54)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£231,000

£208k - £254kMedium

Estimate

£231k

Range

£208k – £254k

Rent Estimate (pcm)

£1,550

£2k - £2k

Monthly

£1,550

Yield

13.29%

Verdict

Derived from HomePortfolio scores

8 Severn Way earns an INVESTIGATE rating with HP Score 64/100. Investment score 54/100 reflects moderate fundamentals. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

No data

Walkability

49/ 100

Mixed

Transit & Bike

Transit 18Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,500-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £601/mo
Cash on cash: 16.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£231,000

Rent Estimate (pcm)£1,550

Gross Yield13.29%

1y Growth-

3y Growth+4.3%

5y Growth+5.7%

10y Growth+6.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL4 8PF

Approval Rate

-12mo

Development

low

02017/26
CERTIFICATE OF LAWFULNESS (S192) FOR THE PROPOSED CHANGE OF USE FROM A DWELLING HOUSE (C3) TO A CHILDREN'S HOME FOR 1NO. CHILD (C2)
Pending
01936/26
ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01919/26
CHANGE OF USE FROM FIRST AND SECOND FLOOR COMPRISING OF 1 NO. APARTMENT (CLASS C3) TO 4 NO. BEDROOM HMO FOR 4 NO. OCCUPANTS (CLASS C4) TOGETHER WITH RETENTION OF GROUND FLOOR RETAIL UNIT AND INSTALLATION OF REAR DORMER
Pending

View Planning Timeline

Ownership

Corporate Ownership46.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density3,935 /km²

Owner Occupied60%

Age Distribution

0-15 19%16-64 57%65+ 24%

View Area Profile

Schools Nearby

St Stephen's CofE Primary School
0.1 mi
GoodConcerns
Spindle Point Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Woodbridge College
0.6 mi
-
Kearsley Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

23 Severn Way
-
£220k
-
5 Severn Way
-
£180k
-
24 Severn Way
-
£120k
-
23 Severn Way
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN