186 Springfield Road, Kearsley, Bolton, BL4 8LZ

UPRN:100010928620Semi-Detached HouseBeds -Built 1930-1949

Tenure: -Council Tax: Band AEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

186 Springfield Road, Kearsley, Bolton, BL4 8LZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£203,000

£183k - £224kMedium

Estimate

£203k

Range

£183k – £224k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

10.24%

Verdict

Derived from HomePortfolio scores

186 Springfield Road earns an AVOID rating with HP Score 65/100. Investment score 59/100 reflects moderate fundamentals. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

53/ 100

Moderate

Transit & Bike

Transit 30Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £430/mo
Cash on cash: 9.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£203,000

Rent Estimate (pcm)£1,450

Gross Yield10.24%

1y Growth-

3y Growth+4.3%

5y Growth+5.7%

10y Growth+6.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL4 8LZ

Approval Rate

-12mo

Development

low

01936/26
ERECTION OF SINGLE STOREY SIDE EXTENSION
Pending
01919/26
CHANGE OF USE FROM FIRST AND SECOND FLOOR COMPRISING OF 1 NO. APARTMENT (CLASS C3) TO 4 NO. BEDROOM HMO FOR 4 NO. OCCUPANTS (CLASS C4) TOGETHER WITH RETENTION OF GROUND FLOOR RETAIL UNIT AND INSTALLATION OF REAR DORMER
Pending
01783/26
PRIOR NOTIFICATION APPLICATION FOR A PROPOSED LARGER HOME EXTENSION AT REAR (6.00M LONG 4.00M MAX HEIGHT 3.00M EAVES HEIGHT)
Pending

View Planning Timeline

Ownership

Corporate Ownership46.3%
Overseas OwnershipNo
Lease Term Remaining45 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density4,053 /km²

Owner Occupied56%

Age Distribution

0-15 24%16-64 65%65+ 11%

View Area Profile

Schools Nearby

Woodbridge College
0.1 mi
-
Kearsley Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kearsley West Primary School
0.4 mi
-
St Stephen's CofE Primary School
0.4 mi
GoodConcerns

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

214 Springfield Road
-
£200k
-
194 Springfield Road
-
£150k
-
214 Springfield Road
-
£134k
-
240 Springfield Road
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN