77 Stephens Street, Bolton, BL2 5DU

UPRN:100010929981Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: C (72)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£199,000

£189k - £209kHigh

Estimate

£199k

Range

£189k – £209k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

8.10%

Verdict

Derived from HomePortfolio scores

77 Stephens Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

73/ 100

High

Transit & Bike

Transit 45Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £260/mo
Cash on cash: 5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£199,000

Rent Estimate (pcm)£1,350

Gross Yield8.10%

1y Growth-

3y Growth+5.0%

5y Growth+5.6%

10y Growth+4.9%

Last Sold Price£95,000 (2016-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BL2 5DU

Approval Rate

-12mo

Development

low

01827/26
VARIATION OF CONDITION 2 (APPROVED PLANS CONDITION) ON APPLICATION 20683/25, TO AMEND GROUND LEVELS, THE INTERNAL ROAD LAYOUT, THE SITING OF PLOT NOS. 18-32, THE REAR BOUNDARIES OF PLOT NOS. 2-14, AND THE APPROVED DRAINAGE PLAN
Pending
01746/26
DISCHARGE OF CONDITIONS 3 (AFFORDABLE HOUSING), 6 (OTTER SURVEY), 7 (BADGERS), 14 (MATERIALS) AND PART DISCHARGE OF CONDITION 13 (IMPORTATION OF SOILS) ON PLANNING APPLICATION 20683/25
Pending
01718/26
ERECTION OF SINGLE STOREY MODULAR CLASSROOM BUILDING TOGETHER WITH CAR PARKING AND ASSOCIATED WORKS IN CONNECTION WITH FIRWOOD HIGH SCHOOL.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density4,666 /km²

Owner Occupied43%

Age Distribution

0-15 26%16-64 63%65+ 11%

View Area Profile

Schools Nearby

Park School Teaching Service
0.1 mi
Inspected as Park School (URN 105146) on 5 Feb 2013
Forwards Centre
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Leverhulme Community Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Breightmet School
0.4 mi
Requires improvement

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

71 Stephens Street
-
£106k
-
57 Stephens Street
-
£130k
-
67 Stephens Street
-
£120k
-
87 Stephens Street
-
£120k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN