12 Annie Street, Ramsbottom, Bury, BL0 9PP

UPRN:100010948057Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

12 Annie Street, Ramsbottom, Bury, BL0 9PP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£242,000

£230k - £254kHigh

Estimate

£242k

Range

£230k – £254k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.38%

Verdict

Derived from HomePortfolio scores

12 Annie Street earns an INVESTIGATE rating with HP Score 68/100. Investment score 53/100 reflects moderate fundamentals. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

No data

Walkability

57/ 100

Moderate

Transit & Bike

Transit 22Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £72/mo
Cash on cash: 1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£242,000

Rent Estimate (pcm)£1,250

Gross Yield6.38%

1y Growth-

3y Growth+4.2%

5y Growth+3.3%

10y Growth+5.2%

Last Sold Price£157,500 (2019-04-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL0 9PP

Approval Rate

-12mo

Development

low

73790
Variation of Conditions 2 (drawings); 10 (birds); 13 (retaining trees); 14 (TPO trees) & 16 (loss of trees) to allow removal of T9, change of house type for Plot 1 to align with plots 2 and 3, amendments to the internal layout of plots 2 and 3, introduction of ground floor, first and second floor side windows for plots 2 and 3.
Pending
73742
Listed Building Consent for Partial repointing; lead lining of existing stone gutter; works to parapet roof of bay window
Pending
73685
Application to Discharge Conditions 4 & 5 (remediation strategy); 11 (ecology); 12 (drainage design); 13 (aboricultural); 15 (cellular confinement); 19 (highways design); 21 (CTMP) & BGP to planning reference 73410.
Unresolved

View Planning Timeline

Ownership

Corporate Ownership76.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-04-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density2,954 /km²

Owner Occupied86%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Hazlehurst Primary Academy
0.1 mi
Inspected as Hazlehurst Community Primary School (URN 105296) on 7 Mar 2023
Darul Uloom Al Arabiya Al Islamiya
0.2 mi
Good
Woodhey High School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Joseph's Roman Catholic Primary School Ramsbottom, a Voluntary Academy
0.4 mi
Inspected as St Joseph's Roman Catholic Primary School, Ramsbottom (URN 105343) on 14 Nov 2023

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Annie Street
-
£196k
-
28 Annie Street
-
£183k
-
9 Annie Street
-
£234k
-
30 Annie Street
-
£173k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN