223 Bell Lane, Bury, BL9 6HT

UPRN:100010949321Detached House5 bedsBuilt before 1900

LeaseholdCouncil Tax: Band CEPC: E (43)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£327,000

£262k - £393kLow

Estimate

£327k

Range

£262k – £393k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

6.09%

Verdict

Derived from HomePortfolio scores

223 Bell Lane earns an INVESTIGATE rating with HP Score 78/100. Investment score 63/100 reflects moderate fundamentals. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

No data

Walkability

89/ 100

Excellent

Transit & Bike

Transit 54Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £45/mo
Cash on cash: 0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£327,000

Rent Estimate (pcm)£1,650

Gross Yield6.09%

1y Growth-

3y Growth+7.2%

5y Growth+5.3%

10y Growth+5.3%

Last Sold Price£181,000 (2017-12-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BL9 6HT

Approval Rate

-12mo

Development

low

73743
Part single-storey, part two-storey side extension to provide an ancillary family annexe
Pending
73621
Raise roof ridge height to side elevation with 2 no. front dormers with juliette balconies and 1 no. rear dormer
Conditions
73585
Two storey side extension; Single storey rear extension
Conditions

View Planning Timeline

Ownership

Corporate Ownership50.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-12-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density-

Owner Occupied49%

Age Distribution

0-15 22%16-64 65%65+ 13%

View Area Profile

Schools Nearby

St Paul's Church of England Primary School
0.2 mi
Inspected as St Paul's Church of England Primary School, Bury (URN 105332) on 1 Mar 2023
Ash Grove School
0.2 mi
Inspected as Bury Secondary PRU Spring Lane School (URN 131506) on 10 Mar 2020
Hoyle Nursery School
0.2 mi
-
Cambian Chesham House School
0.2 mi
Requires improvement

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

265 Bell Lane
-
£55k
-
267 Bell Lane
-
£69k
-
227 Bell Lane
-
£146k
-
265 Bell Lane
-
£75k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN