5 Lumb Carr Avenue, Ramsbottom, Bury, BL0 9QG

UPRN:100010966548Detached PropertyBeds -Built -

LeaseholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Lumb Carr Avenue, Ramsbottom, Bury, BL0 9QG

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£354,000

£319k - £389kMedium

Estimate

£354k

Range

£319k – £389k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

16.20%

Verdict

Derived from HomePortfolio scores

5 Lumb Carr Avenue earns an INVESTIGATE rating with HP Score 65/100. Investment score 52/100 reflects moderate fundamentals. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

No data

Walkability

45/ 100

Mixed

Transit & Bike

Transit 20Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £597/mo
Cash on cash: 22.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£354,000

Rent Estimate (pcm)£1,350

Gross Yield16.20%

1y Growth-

3y Growth+4.2%

5y Growth+3.3%

10y Growth+5.2%

Last Sold Price£89,950 (2001-03-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL0 9QG

Approval Rate

-12mo

Development

low

73790
Variation of Conditions 2 (drawings); 10 (birds); 13 (retaining trees); 14 (TPO trees) & 16 (loss of trees) to allow removal of T9, change of house type for Plot 1 to align with plots 2 and 3, amendments to the internal layout of plots 2 and 3, introduction of ground floor, first and second floor side windows for plots 2 and 3.
Pending
73742
Listed Building Consent for Partial repointing; lead lining of existing stone gutter; works to parapet roof of bay window
Pending
73685
Application to Discharge Conditions 4 & 5 (remediation strategy); 11 (ecology); 12 (drainage design); 13 (aboricultural); 15 (cellular confinement); 19 (highways design); 21 (CTMP) & BGP to planning reference 73410.
Unresolved

View Planning Timeline

Ownership

Corporate Ownership76.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2001-03-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density-

Owner Occupied92%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Darul Uloom Al Arabiya Al Islamiya
0.0 mi
Good
Hazlehurst Primary Academy
0.2 mi
Inspected as Hazlehurst Community Primary School (URN 105296) on 7 Mar 2023
Woodhey High School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Joseph's Roman Catholic Primary School Ramsbottom, a Voluntary Academy
0.6 mi
Inspected as St Joseph's Roman Catholic Primary School, Ramsbottom (URN 105343) on 14 Nov 2023

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Lumb Carr Avenue
-
£325k
-
26 Lumb Carr Avenue
-
£447k
-
7 Lumb Carr Avenue
-
£380k
-
7 Lumb Carr Avenue
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN