3 Newhaven Close, Bury, BL8 1XX

UPRN:100010969049Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band EEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£319,000

£303k - £335kHigh

Estimate

£319k

Range

£303k – £335k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.50%

Verdict

Derived from HomePortfolio scores

3 Newhaven Close earns an INVESTIGATE rating with HP Score 53/100. Investment score 42/100 reflects below-average fundamentals. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

42/ 100

Mixed

Crime Score

No data

Walkability

18/ 100

Low

Transit & Bike

Transit 8Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: -£249/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£319,000

Rent Estimate (pcm)£1,200

Gross Yield4.50%

1y Growth-8.3%

3y Growth-1.1%

5y Growth+1.0%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL8 1XX

Approval Rate

-12mo

Development

low

73701
Change of use from 5 person HMO (Class C4) to a residential children's home (Class C2), providing accommodation for one child.
Pending
73627
Erection of a single-storey rear extension
Conditions
73132
Application to discharge condition 4 (approved plans) on planning permission 72653
Approved

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density1,344 /km²

Owner Occupied91%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

Old Hall Primary School
0.0 mi
Inspected as Old Hall Primary School (URN 105294) on 28 Sep 2023
Our Lady of Lourdes Roman Catholic Primary School, A Voluntary Academy
0.4 mi
Inspected as Our Lady of Lourdes Roman Catholic Primary School, Bury (URN 105337) on 8 Mar 2023
Tottington High School
0.8 mi
Requires improvementConcerns
Holcombe Brook Primary School
0.9 mi
Inspected as Holcombe Brook Primary School (URN 105311) on 10 Dec 2024

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Newhaven Close
-
£385k
-
5 Newhaven Close
-
£385k
-
31 Newhaven Close
-
£375k
-
16 Newhaven Close
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN