398 Parr Lane, Bury, BL9 8LZ

UPRN:100010970468Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£343,000

£326k - £360kHigh

Estimate

£343k

Range

£326k – £360k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.69%

Verdict

Derived from HomePortfolio scores

398 Parr Lane earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

No data

Walkability

58/ 100

Moderate

Transit & Bike

Transit 40Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £169/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£343,000

Rent Estimate (pcm)£1,950

Gross Yield6.69%

1y Growth-3.4%

3y Growth+7.2%

5y Growth+5.3%

10y Growth+5.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL9 8LZ

Approval Rate

-12mo

Development

low

73772
Garage conversion, Render to all elevations; Alterations and reconfiguration to windows, doors and roof; 2 no. velux windows
Pending
73749
Two Storey Side Extension with Hip to Gable Roof; Single Storey Front Extension; Single Storey Rear Extension
Pending
73730
Lawful Development Certificate for proposed Single Storey Rear Extension
Approved

View Planning Timeline

Ownership

Corporate Ownership50.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density-

Owner Occupied93%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

All Saints Church of England Primary School, Stand
0.1 mi
Good
Unsworth Primary School
0.2 mi
Good
Elms Bank
0.3 mi
Outstanding
Ribble Drive Community Primary School
0.3 mi
Inspected as Ribble Drive Community Primary School (URN 105300) on 19 Nov 2019

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

422 Parr Lane
-
£320k
-
418 Parr Lane
-
£400k
-
462 Parr Lane
-
£200k
-
402 Parr Lane
-
£287k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN