32 Rochdale Old Road, Bury, BL9 7LQ

UPRN:100010973011Mid Terrace House3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£167,000

£159k - £176kHigh

Estimate

£167k

Range

£159k – £176k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

7.54%

Verdict

Derived from HomePortfolio scores

32 Rochdale Old Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 72/100 reflects strong fundamentals. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

No data

Walkability

76/ 100

High

Transit & Bike

Transit 50Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -4.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 100010973011· as of 11 Nov 2026
Rental economics20.3/40
gross yield 7.5%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1100/mo (range 1050-1150)· as of 11 Nov 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -60/mo, -5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
495 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£131,000£201,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £171/mo
Cash on cash: 3.7%
Score at this price: 35

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010973011Valuation edge · as of 11 Nov 2026
valuation_snapshotsrent estimate 1100/mo (range 1050-1150)Rental economics · as of 11 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1050-1150)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£167,000

Rent Estimate (pcm)£1,100

Gross Yield7.54%

1y Growth+20.4%

3y Growth+7.2%

5y Growth+5.3%

10y Growth+5.3%

Last Sold Price£137,000 (2023-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BL9 7LQ

Approval Rate

-12mo

Development

low

73803
Hazardous substances consent for the storage of substances hazardous to the environment - Storage of Chlorine H2, P4, E1 7782-50-5 (9 tonnes) Storage of Sodium Hypochlorite E1 7681-52-9 (10%) (37.76 tonnes); Storage of Diesel P5c, E1 68334-30-5 (0.338 tonnes) giving an aggregation of: (9/ 10) + (33.04 / 100) + 0.338/2500 = 1.23.
Pending
73787
External step lift to front
Pending
73743
Part single-storey, part two-storey side extension to provide an ancillary family annexe
Pending

View Planning Timeline

Ownership

Corporate Ownership50.2%
Overseas OwnershipNo
Lease Term Remaining858 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-09-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density4,386 /km²

Owner Occupied18%

Age Distribution

0-15 31%16-64 62%65+ 7%

View Area Profile

Schools Nearby

Hoyle Nursery School
0.1 mi
-
Cambian Chesham House School
0.2 mi
Requires improvement
East Ward Community Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Paul's Church of England Primary School
0.3 mi
Inspected as St Paul's Church of England Primary School, Bury (URN 105332) on 1 Mar 2023

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Rochdale Old Road
-
£135k
-
82 Rochdale Old Road
-
£130k
-
28 Rochdale Old Road
-
£135k
-
4 Rochdale Old Road
-
£104k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN