47 Tarn Drive, Bury, BL9 9QB

UPRN:100010977108Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (66)

Data freshness:Planning· 6mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£209,000

£188k - £230kMedium

Estimate

£209k

Range

£188k – £230k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

19.20%

Verdict

Derived from HomePortfolio scores

47 Tarn Drive earns an INVESTIGATE rating with HP Score 74/100. Investment score 74/100 reflects strong fundamentals. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

74/ 100

High

Crime Score

No data

Walkability

58/ 100

Moderate

Transit & Bike

Transit 31Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£75,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £23,800
Net cash flow: £578/mo
Cash on cash: 29.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£209,000

Rent Estimate (pcm)£1,200

Gross Yield19.20%

1y Growth-

3y Growth+7.2%

5y Growth+5.3%

10y Growth+5.3%

Last Sold Price£142,000 (2020-01-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BL9 9QB

Approval Rate

-12mo

Development

low

73784
Partial demolition of boundary wall facing Heaton Fold; Erection of 2m fence and car protection hoops
Pending
73776
Single Storey Rear Extension; Enlarge Front Porch with Extended Bathroom Above
Pending
73761
Prior approval for proposed installation of solar PV panels to roof
Pending

View Planning Timeline

Ownership

Corporate Ownership50.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-01-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density4,610 /km²

Owner Occupied33%

Age Distribution

0-15 24%16-64 62%65+ 14%

View Area Profile

Schools Nearby

St Peter's Church of England Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Derby High School
0.5 mi
Inspected as The Derby High School (URN 105355) on 7 Jun 2023
Holy Cross College
0.6 mi
-
St Luke's CofE Primary School
0.6 mi
Good

6 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45 Tarn Drive
-
£280k
-
59 Tarn Drive
-
£140k
-
47 Tarn Drive
-
£142k
-
51 Tarn Drive
-
£98k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN