55 Tottington Road, Bury, BL8 1LJ

UPRN:100010977880Terrace Property2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: E (50)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£172,000

£163k - £180kHigh

Estimate

£172k

Range

£163k – £180k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

7.41%

Verdict

Derived from HomePortfolio scores

55 Tottington Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 56/100 reflects moderate fundamentals. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

No data

Walkability

61/ 100

Moderate

Transit & Bike

Transit 61Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£169,995

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £53,199
Net cash flow: £153/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£172,000

Rent Estimate (pcm)£1,050

Gross Yield7.41%

1y Growth-

3y Growth-1.1%

5y Growth+1.0%

10y Growth+3.6%

Last Sold Price£115,000 (2018-05-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0BL8 1LJ

Approval Rate

-12mo

Development

low

73793
Garage conversion; Alterations to windows and doors on ground floor
Pending
73734
Change of Use of 3no. former school buildings to form 21no. residential apartments; Two storey side extension on existing Art Gallery; First floor side extension and demolition of corridor at rear of existing 6th Form Arts Building
Pending
73733
Non-material amendment following grant of planning permission 72937 (Single storey side/rear extension) to increase the external wall height from 2400mm to 2580mm to the underside of the soffit.
Conditions

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining825 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-05-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,687

Population Density-

Owner Occupied59%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

Elton Community Primary School
0.2 mi
Good
Guardian Angels Roman Catholic Primary School, a Voluntary Academy
0.3 mi
Inspected as Guardian Angels Roman Catholic Primary School, Bury (URN 105334) on 8 Oct 2024
Woodbank Primary School
0.3 mi
Inspected as Woodbank Primary School (URN 105292) on 29 Jan 2020
Bury Grammar Schools
0.6 mi
Inspected by ISI

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51 Tottington Road
-
£155k
-
25 Tottington Road
-
£150k
-
65 Tottington Road
-
£120k
-
59 Tottington Road
-
£118k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN